MoneySavingCentre - Council House Purchase/Right To Buy

You could receive a cash lump sum and/or your mortgage payments could be less than your rent*

*Mortgage payments being less than your rent will depend upon the discount price of your home and the specific mortgage product available to meet your individual circumstances. If you sell your property within 5 years of purchase a proportion of the discount is repayable.

No Cash Outlay Fees can be added to the loan All Paperwork done for you 32-60% Discount (or £26,000 whichever is the lower) Subject to individual circumstances; local landlord policy varies. Cash available for Home Improvements This is added to the loan amount. CCJ’s, Arrears, Defaults Adverse credit can be considered. The overall cost for comparison is 4.5% APR. The actual rate available will depend upon your circumstances. Ask for a personalised illustration (correct at time of printing)

For more information without obligation

01942 322260
10am to 10pm – 7 days a week

What Happens Next? 2 Easy Steps!

1. We could help you find out if you can buy your house and if so, its value and the amount of discount available to you. There is no commitment whatsoever, you are simply obtaining information.

1. We fill out your application for you and send it to your landlord if you wish.
2. Your home will be valued by your landlord.
3. You will receive a letter detailing the value of your home, your discount and the purchase price.

2. If you are happy with the valuation and discount and decide to buy your house, we’ll do the rest. There is nothing to pay upfront and you have no obligation throughout the process.

1. Your adviser will complete a fact find of your personal circumstances.
2. Your experienced adviser uses a state of the art to search for the most suitable mortgages available to him to meet your individual circumstances.
3. If you are happy to go ahead he will complete the necessary application.

Your home may be repossessed if you do not keep up with repayments on your mortgage.

The Money Saving Centre is an introducer to Jonathon Mann for the purposes of mortgage introductions only.

The overall cost for comparison is 4.5% APR. The actual rate will depend on your circumstances. Please ask for a personalised illustration. The information is correct at the time of publication but may become outdated.

There may be a fee for mortgage advice, The precise amount will depend on your circumstances but we estimate, but we estimate that it will be no more than 2% of the actual loan amount.